Jeff Bingaman quitting after 2012

In a statement that is expected to be made formal today, Sen. Jeff Bingaman is retiring. This can be the fifth term of service in Congress completed by Bingaman. This is the sixth retirement announcement from Senators this year alone.

Senator Bingaman announces retirement

Bingaman is a senator in New Mexico that is democratic. He has been in for five terms now. He was first elected to his U.S. Senate seat in 1982 after spending four years as Attorney General in New Mexico. The announcement came following another announcement was made. The re-election showed that Bingaman had very easily won New Mexico.

2012 retirements at 6

It can be almost another two years before the 2012 elections occur. Nevertheless, announcements are being made by senators. Announcements have already come for the retirements of many at the end of the 2012 session. These consist of Bingaman, Kay Hutchinson, Joe Liberman, Kent Conrad, Jim Webb and Jon Kyl. This means that any challengers hoping to win the election for their seats are free to start their own campaigns. There will probably be a lot of debate with the 2012 elections. The majority in the Senate is with the Democrats right now. It is with 51-47. 2 independents also regularly vote with the Democrats. In order to continue controlling the U.S. senate, Democrats can't lose more than three seats.

Benefits of quitting as a senator

Senator Jeff Bingaman is 67 years old, and he will be 68 years old at the end of the 2012 session. With at least five years in Congress, any member of Congress can get a pension following age 62. Congress members typically end up with a $46,932 a year pension plan with retirement benefits although it depends on many things. This is in addition to any private retirement savings and social security benefits that the senator could qualify for.

Citations

Associated Press

m.apnews.com/ap/db_16026/contentdetail.htm?contentguid=RHDXy38c

Senate.gov

senate.gov/reference/common/faq/retirement_for_members.shtml

Politico

politico.com/news/stories/0211/49823.html

Kentucky payday loans win over House Bill 182

The Louisville Courier-Journal reports that Kentucky House Bill 182, which would have capped payday advances at 36 percent APR, has failed. The proposed payday lending legislation was voted down 13 to 10 in the Kentucky House Banking and Insurance Committee. Military loans remain limited to thirty-six % APR, per federal law.

Cash advance businesses won't die off

The payday loans bill was compared to meat by Louisville Democrat Rep. Darryl Owens that served as a sponsor of house Bill 182.

"It’s done. You can stick a fork in it," he said.

Despite numerous extant studies that illustrate that payday lending is much less costly than comparable alternatives and that a legitimate, non-exploitative market for the product exists, Rep. Owens and others cling to the belief that payday loan interest rates are "obscene.". When it comes to financial problems, only a few who get payday loans actually have difficulty. It was shown that defaults and rollovers are rare since most users have enough income to repay the loan.

Kentucky disagrees with Rep. Owens and business

John Rabenold said House Bill 182 would have been "a job killer." Rabenold is in the payday lending industry group Kentucky Deferred Deposit Association. An APR of thirty-six percent on payday advances would only generate a single dollar and change in profit for every $100 loaned. The payday loan business then has to pay for operational and salary expenses. That means most "profit" disappears entirely. The bulk of the roughly 650 payday lending outlets in the state would be forced to shut down, which would cost Kentucky as many as 2,000 jobs. That is something politicians might never be able to admit to having done.

The need for payday cash advance availability in Kentucky is there

Consumers whose access to traditional credit has been restricted due to credit history will inevitably experience financial shocks from time to time, particularly when emergency expenditures arise. From medical bills to automobile repairs, the need for quick money from payday advances exists. Kentucky families might have a hard time during emergencies without access to the money which was a main concern of Democratic Rep. Jim Gooch, reports the Courier-Journal.

Articles cited

Louisville Courier Journal

courier-journal.com/article/20110216/NEWS01/302160106/1010/FEATURES/House-panel-rejects-payday-loan-bill?odyssey=nav%7Chead

Rumors of an iPhone Nano of smaller size and price warming up

The next big thing from Apple may be a smaller, less costly gadget comparable to an iPhone. Regular iPhones could dwarf the latest Apple offering, which is said to utilize cloud storage to allow for a miniscule form factor. The iPhone Nano allows wireless carriers to subsidize much of the retail price, putting an Apple system in the same price range as Android handsets. Millions of people would not have to take out a payday loan to buy this smartphone.

The Android or Apple's iPhone Nano to pick from

For a few years, there have been rumors of a small and inexpensive iPhone from Apple. Industry analysts are saying that the iPhone Nano’s time has come because Apple is ready to leverage its brand image with a new family of connected devices. The industry for the iPhone is quite much saturated now. That means Apple might be ready to compete with the Android entirely now. It is not likely that the machine can be named the iPhone Nano even though it is what every person is calling Apple's next move. Apple is expected to protect the prestigious iPhone brand by introducing an application-specific product for instance a music and messaging device that makes phone calls.

Possibility of MobileMe on iPhone Nano

Part of the Apple iPhone Nano phone will have to involve a change in storage. It will likely include the MobileMe cloud storage. MobileMe enables iPhone users to store data in the cloud and sync contact management with iPhones and computers. Right now, MobileMe subscriptions aren't too costly. Only $99 a year is paid. Apple could make MobileMe a free service that would give iPhone Nano users a personal storage unit for photos, music and videos. The MobileMe cloud storage would be really helpful. Memory would no longer matter. MobileMe could also become the nexus for a new online music service in development at Apple, which adds to conjecture about a possible “iPod phone.”

Next plans for Apple

The release of the iPhone Nano is anticipated to be in June. This is because this is when Apple normally releases the iPhone every year. About $200 would be what it would cost. Carriers could subsidize it to being free in this case. Until now, much of the innovations in the smartphone universe have been pioneered by Apple. The point in innovations could be more about cost reduction now. That is what is expected. Rumors of a cheaper iPhone-like system from Apple have put other mobile phone manufacturers on notice.

Articles cited

Wall Street Journal

online.wsj.com/article/SB10001424052748704657104576142262842435544.html#ixzz1DrugJhp0

Computerworld

blogs.computerworld.com/17806/iphone_nano_a_no_no_everything_you_need_to_know?source=rss_blogs

ADNet

zdnet.com/blog/igeneration/iphone-nano-could-swamp-the-mobile-market-kill-off-rivals/8232

Researchers not able to find source of anthrax found in 2001 attacks

Researchers and investigators are nevertheless baffled as to where the anthrax used in the 2001 anthrax attacks came from. The strain used in the assaults was similar to the strain the prime suspect, Bruce Ivins, worked with on a daily basis in a laboratory. Unfortunately, Ivins is not around to prove his innocence. He committed suicide while he was being investigated. Individuals have taken out huge sums of money in pay day loans to finance finding where this strand was created with no luck. Article source – Scientists unable to find source of anthrax used in 2001 attacks by MoneyBlogNewz.

National Academy of Sciences contradicts FBI anthrax findings

The NAS has questioned the investigation of the 2001 anthrax assaults in a report even though the investigation is over, USA Today reports. There were some disparities found between the FBI and review panel when the National Research Council did its own review of the FBI investigation. In the first investigation, some genetic similarities were found between the spores of anthrax used in the attacks and those at the U.S. Army Medical Research Institute for Infectious Disease in a flask belonging to Dr. Bruce Ivins, a microbiologist who worked for the Army. The NAS reported that there were definite similarities. However, there was not enough evidence to suggest they were the very same as what Dr. Ivins had.

Nevertheless haven't proved Ivins innocence

Whether or not Dr. Ivins was at fault was not discussed in the NAS that was all about science, the New York Times explained. It was decided by the NAS though that there all similarities were "consistent with and supports" the idea of a relationship between the strains. However, the panel took the FBI to task for failing to use newer and more accurate methods to identify the strain of anthrax. In 2008, Dr. Bruce Ivins committed suicide. The FBI then shut the case down.

Attack with anthrax nevertheless unknown

The 2011 investigation in anthrax led to better tracing of infectious agents. This is the science of microbial forensics. The scientific techniques the FBI used were applauded in the report though, the WA Post report. The anthrax assaults of 2001 killed five individuals and sickened 17 with Bacillus Anthraces spores, which causes the dangerous and often fatal disease anthrax.

Citations

USA Today

usatoday.com/tech/science/2011-02-15-anthrax_N.htm

New York Times

nytimes.com/2011/02/16/us/16anthrax.html

Washington Post

washingtonpost.com/wp-dyn/content/article/2011/02/15/AR2011021502251.html?hpid=topnews

Utility unsure of reason for Allentown, Penn., gas explosion

A minimum of one person is dead and another 5 missing in Allentown, Penn. On Wednesday, February 9, a gas explosion detonated in an Allentown community. Six homes were wrecked by the still-burning fire. Another 16 houses are badly ruined.

Natural gas explosion in Allentown, Penn.

It’s nevertheless unknown what caused the Allentown natural gas explosion. The Allentown fire chief said the causes are “under exploration.”. For an explosion of this size, natural gas in heavy concentration would have had to be sparked, which could occur if a gas stove were left on or a natural gas leak were undiscovered for a long time period. The blast was really strong. It was so strong that computer monitors were sent to houses which were 6 to eight houses away.

Over 600 people evacuated because of explosion

After the Allentown, PA, natural gas explosion, more than six-hundred residents were evacuated out of their homes. At least six homes were completely burned down. This was because the explosion started a fire. Another sixteen houses were damaged. Nearby apartment complexes are also being inspected before residents are allowed back into their houses. Five people are nevertheless missing from the explosion and fire. At least one is already confirmed dead as well.

Gas main had passed examination

The "routine leak inspection" at the gas main neat the gas explosion near Allentown, Penn., had been passed. A statement from the UGI Utilities, Inc., representative made this clear. There is a 12-inch cast iron natural gas main that runs under a large portion of the city that is checked for leaks on a regular basis. It was also explained that there weren't any leaks in history under the houses that exploded while gas odors were not complained about. The business is uncertain what could have brought on the gas explosion. Thursday morning, 5 hours were needed by the crew to cut through concrete and seal the gas to stop the fire from both sides.

Information from

MSNBC

msnbc.msn.com/id/41504665

Salon

salon.com/wires/business/2011/02/10/D9L9TOSO0_us_building_explosion/index.html

On the path to payday loans in Albuquerque

Don’t forget when Bugs Bunny wondered if he "should have made a left turn at Albuquerque?" His misadventures always seemed to place him within reach of Elmer Fudd, Yosemite Sam or Wile E. Coyote. If only Bugs had made that left turn at Albuquerque, he could have prevented the trouble and perhaps saved some money along the way. Unlike Bugs, you can save money in a money emergency with payday loans in Albuquerque. Let us show you the way. Article source – Get there with payday loans in Albuquerque by MoneyBlogNewz.

Pay day loans accessible to you in Albuquerque

Payday loans in Albuquerque are always in season. Don't be like Elmer Fudd. Constantly befuddled as to whether it was rabbit season or duck season, the little man's day always tended to end in frustration. With Albuquerque payday loans, however, your account with a bank might very well have a treat in store. Discover out if an Albuquerque cash loan is with your future online at with us. There are a few things you have to have in order to qualify at all. You have to have a bank account, a state or federal ID, a telephone and a steady job that pays regularly. You will have to be 18 or older too. With fixed income, it’s also possible to apply for Albuquerque pay day loans. They’re available to those in the military as well. Get them when you need them. They are always available.

Pay your Albuquerque loan back later on

You will find quite flexible standards when it comes to paying your Albuquerque personal loans off. You can pay off your loan in installments over time, rather than all at once. That isn't too hard. Even Elmer Fudd can figure it out. Daffy Duck will not confuse you with the "shall I shoot him now or wait until I get home" argument. Look after the short term installment loan later after paying some on the first payment date in Albuquerque. Have it all. It’s easy to get to do. There are not any ducks, guns or killing in this fast money on approval.

Albuquerque payday loans in two hrs!

For a short term, you can help your spending budget out with payday loans in Albuquerque. You will have to plan a little bit more if your issue is too big. The expense can be taken care of easily as an Albuquerque cash loan gets into your account in as little as 2 hours with lender approval.

Even if you've experienced a bankruptcy, Albuquerque personal loans might nevertheless be within reach. The Albuquerque installment loan convenience is something that just costs 15 to 30 percent of the principal balance. That means your Albuquerque payday loans can help your spending budget out easily. Go ahead and apply!

Working moms have more obese kids, says research

The epidemic of childhood weight problems has grown by over 300 percent since 1980, numerous studies suggest. Now a new research out of American University suggests that there may be a common link between higher instances of childhood obesity and working mothers who are often from home. Households with mothers who worked more hrs had kids with a higher body mass index (BMI) over their lifetimes, the research found. This is even without people taking out payday loans to purchase their food.

The reason why obesity is correlated

The youth obesity research, which was published in the January/February issue of the journal Child Development, looked at 990 children from grades 3, 5 and 6, sampled from 10 cities across the U.S. Study founder Prof. Taryn Morrissey from American University’s Public Administration and Policy department, found the total number of years working moms were employed had a small but cumulative influence on their children’s BMI. Over time, higher BMI can increase the chances of being obese.

The link between employment of a mother and a children's BMI was not explained by the children's physical activity levels or even TV time. Researchers were confused when even the time of day a mother worked did not make a difference in the BMI level.

Food cooking unusual

The most likely culprit that Morrissey and team identified was the lack of time working parents have to shop for groceries and prepare food. The connection tended to be more about eating out and eating more pre-prepared foods which tend to have more calories in them.

How to fix it

Behavior problems and obesity related illnesses like high cholesterol, high blood pressure and type 2 diabetes, along with lesser life expectancy which the Children's Hospital in Boston concluded can be as much as five years, are all what childhood obesity can cause which is the reason why Prof. Morrissey thinks something needs to be done. Expanding the availability of healthy, affordable food is paramount to a healthier society.

"Community- and school-based programs offer promise for promoting healthy weight by providing information to children and their families about nutrition and exercise, as well as how to make quick, healthy meals," Morrissey said.

Articles cited

American University

american.edu/media/news/20110204-Childrens-BMI-May-Rise-Longer-Mothers-Work.cfm

Wiley

wiley.com/bw/journal.asp?ref=0009-3920

USA Today

usatoday.com/news/health/2005-03-16-obesity-lifespan_x.htm

Mom, get your kids on the juice. Jack LaLanne would approve.

youtube.com/watch?v=4AEeQZh1s4A

Pediatricians challenge results claimed by Dutch ADHD diet study

Is it possible that the foods kids eat might be triggering for ADHD? A correlation among diet and ADHD was suggested by a newly released study. But the study’s conclusions are being disputed by pediatricians who do not agree that diet ought to be included in the treatment of ADHD. Source for this article – Pediatricians dispute results claimed by Dutch ADHD diet study by Newsytype.com.

ADHD diet study outcomes

The Lancet released a research on Thurs that stated ADHD can be treated with an elimination diet. Dutch researchers decided that a diet eliminating foods commonly associated with food allergies decreased ADHD conditions in 64 percent of the children in the research. The ADHD eating habits, based on rice, white meat and veggies, was administered to forty one children for five weeks. It was shown that 32 of them had clear ADHD symptom improvement. In the second phase of the study, the kids were fed what are assumed to be ADHD trigger foods and most of them relapsed. There wasn't any reduction in hyperactivity in the control group of kids that had a standard healthy diet.

Hearing what Pediatricians have to say about it

The ADHD eating habits study showed that an elimination eating habits may be very beneficial. It could possibly be used when treating children that have ADHD quite bad. However, most pediatricians aren’t confident the benefits of an elimination eating habits are worth the effort. An ADHD diet could also make children subject to nutritional deficiencies. Pediatricians think that the improvements demonstrated were likely allergy related as kids with allergies show ADHD behavior often. Other pediatricians questioned the methodology of the ADHD research, which had no independent observers.

The ADHD-allergy link

Several believe that ADHD could be triggered by processed foods with lots of sugar. There isn't any proof for that though, the National Institute of Mental Health explained. Many think that food allergies might have a brain chemistry response rather than physical effects like asthma, skin rashes and diarrhea that other kids get. However, because the Dutch research only lasted five weeks, it could not definitively answer those questions or specify which foods should be avoided. ADHD doesn't really have a "standard" cure for kids. Each child is looked at differently.

Citations

CNN

pagingdrgupta.blogs.cnn.com/2011/02/03/does-adhd-come-from-foods/?npt=NP1

ABC News

abcnews.go.com/Health/Allergies/adhd-food-allergy-case-restricting-diet/story?id=12832958&page=3

Business Week

businessweek.com/lifestyle/content/healthday/649603.html

Diet plans don't always reduce illness chance

If you are considering losing weight, you’ll probably hear this. Losing pounds reduces your risk of illness. Diet programs claim that reduced disease chance is a large reason to spend thousands, if not millions, on pounds loss. Illness chance doesn’t necessarily go down with a diet program, though. Don’t just take out a cash advance and buy into these packages, do a little research first. Source for this article – Diet programs – Disease risk depends on keeping it off by MoneyBlogNewz.

Just a few years needed to gain back diet weight

Every person knows that losing weight usually ends in a healthier person. When losing pounds, additionally you lose risk of disease. These consist of cancer, high blood pressure, diabetes, stroke and heart disease. When it comes to losing pounds and reducing risks, diet programs like to act good enough to do it. A lot of people end up gaining the weight right back with diet plans. Almost everyone who followed a diet program and lost pounds put it back on in the next few years, according the Journal of Obesity.

The effects of yo-yo going on a diet

Yo-yo going on a diet is the term that refers to people losing weight and regaining it after the diet is over. Individuals are usually at higher risks for diseases when they try many diet programs as they typically gain more pounds than is lost. That means you could increase your chance with diet programs. An even higher risk of health problems could very easily occur for the whole nation since over 73 percent of Americans are considered overweight or obese.

Changing your life for the diet or for good?

Most diet plans won't help you lose the pounds and keep it off. The only way to do it’s to keep away from "diet programs." The diet you choose, exercise you do and environment you live in have to change. The lifestyle does it all. It could be really hard to make a lifestyle change even though it’s required. Some diet programs can really increase disease risk by cutting out helpful nutrients or encouraging unhealthy eating — so lifestyle changes are the only healthy way to go.

Articles cited

Fox News

foxnews.com/health/2011/01/26/diet-programs-help-dodge-disease-risk/