Friday, July 2, 2010

Operation Sunset - No body count, just dead jobs

Operation Sunset is going to place a rate cap on short-term loans that will drive those lenders out of business and out of the state. However, the Tucson Citizen reports, Arizona Attorney General Terry Goddard is prepared to mount a massive offensive against the supposedly heinous crimes of purveyors of easy personal loans. Part of that offensive is an information campaign informing Arizona citizens what is going to happen after Operation Sunset takes effect on July 1, 2010.

Article Source: Operation Sunset – No body count, just dead jobs by Personal Money Store

There was no surprise from operation sunset

Think about the phrase "operation sunset". As found on Wikipedia, the most popular use of the term refers to a bloody offensive during the Eritrean–Ethiopian War (1998-2000) where Ethiopia liberated the key town of Badme. Thousands of lives were lost, which makes it all the more disgusting that Arizona lawmakers chose to call the end of easy personal loans in their state “Operation Sunset.”

The sun always sets gradually, and Operation Sunset has been waiting in the wings for some time. Despite opposition that came from the check cash advance industry and the good word of consumers who wanted to make their own financial decisions rather than being spoon fed by the government, Operation Sunset will commence. ”Consumer loans with annual interest rates over 36 percent (plus authorized fees) will be illegal as of July 1, 2010,” according to the Attorney General’s office. Consumers with outstanding balances on fast personal loans will “probably not” be able to ignore those charges as of July 1, says the AG. Yet the Attorney General who equates the end of easy personal loans in Arizona with a campaign from a bloody African war does not go into detail on their informative website as to what “probably not” means. What is clear, however, is that amounts due cannot be rolled over into other loans during the Operation Sunset cam! paign. Rollover isn't a good idea.

Whistleblowers should blow

Reputable check cash advance companies abide by the laws of the land regarding their products. However, Goddard advises consumers via the Tucson Citizen that if they see any kind of stray businesses continuing to offer the same products that were outlawed by Operation Sunset, they should then inform the Operation Sunset Enforcement Team. They can very easily be contacted at operationsunset@azag.gov and (866) 879-5219 (866) 879-5219 (866) 879-5219, or by writing to: Arizona Attorney General's Office of Consumer Complaints, 1275 W. Washington St., Phoenix, AZ 85007.

The beloved check cash advance cry

Consumers can use the AG’s website to figure out which lenders are actually currently licensed in Arizona. {In the event that credit counseling is necessary for consumers who have overextended themselves, they can call (202) 514-4100 or choose an agency licensed by the U.S. Trustee|In the event that credit counseling needed, they can call (202) 514-4100 or choose an agency licensed by the U.S. Trustee|In the event that credit counseling is necessary for any of those consumers who have overextended themselves, they can call (202) 514-4100 or choose an agency licensed by the U.S. Trustee.

Additional information at these websites

Wikipedia

en.wikipedia.org/wiki/Eritrean%E2%80%93Ethiopian_War

Tucson Citizen

tucsoncitizen.com/hot-off-the-press-release/2010/06/23/ag-answers-questions-about-payday-loan-law-sunsetting-next-week/

Arizona AG on Operation Sunset:

youtube.com/watch?v=hhKKqSt0mCE



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