Thursday, December 30, 2010

Obama praises Vick return as Ed Rendell blasts game postpones

Ed Rendell, Governor of PA, is not happy with snow causing postpones to the Eagles/Vikings game that was designed to be Sunday night. Rendell said that delaying the game that long was being too cautious. Philadelphia is a near lock for the playoffs, and Obama has lauded Michael Vick's dramatic resurgence this year.

Second delay of Eagles Vikings game makes Ed Rendell mad

There is a lot of frustration coming from Governor Rendell. This is as the Eagles/Vikings game was postponed a second time. The Washington Post accounts that the Sunday Night Football match was intended to occur on NBC on Sunday however ended being delayed due to weather to Tuesday. Rendell said that the delay was "a joke," and that it was a sign that "we’ve become a nation of wussies." Then he explained that "the Chinese kick our butts at everything." He said that if it had been China, the game wouldn't have been canceled.

Eagles coach and Vick return things Obama thinks are excellent

Obama made a call to the owner of the Philadelphia Eagles, Jeffrey Lurie, while on his family escape in Hawaii. This is what CBS reports. The call was to talk to Lurie about plans to install solar panels and make Lincoln Financial the first NFL stadium to use sustainable energy. Also, Lurie was told how great it was that he was willing to give a felon a second chance by hiring Michael Vick by the president. There was a dog fighting ring run by Vick. This was why he was convicted. The president said that "it’s never a level playing field" upon release and that Lurie was doing an incredible thing by giving Vick a chance. For Leave MVP, Vick is second this year. Tom Brady is first.

Rendell within the Bounty Bowl formerly

Governor Ed Rendell was a known participant within the second game of the "Bounty Bowl" series in 1989, which took place in Philadelphia. During the game, the Dallas Cowboys were pelted with snowballs, among other things, by fans. The supporters later turned on the Eagles and the broadcast booth. Rendell bet $20 to a fan that he could hit the field with a snowball while instead, he hit a Cowboys player within the back during the game. Beer was not allowed to be sold at Eagles games. That was for the rest of the season.

Articles cited

Washington Post

voices.washingtonpost.com/early-lead/2010/12/gov_ed_rendell_blasts_decision.html

CBS News

cbsnews.com/8301-503544_162-20026644-503544.html

Wikipedia

en.wikipedia.org/wiki/Bounty_Bowl



Monday, December 27, 2010

Home loans and financial institution loans going underwater at reduced rate

One of the effects of the housing crash was a lot of people getting underwater on property loans. However, less people are ending up that way with financial institution loans now. Underwater is where a home is devalued to the point where the owner owes more than the property is worth. However, portion of it’s because of the number of foreclosures.

Less underwater financial institution loans

USA Today reports that there are less individuals that are underwater under their property which means they owe more in financial institution loans than the property is worth. Underwater home loans have become a problem for lots of American homeowners, who went out to get a loan for a home, only for the value to plummet. Recreational and retirement hot spots like Nevada, Arizona and Florida were hit hard, with greater numbers of foreclosures and real estate prices dropping through the floor. Several heavy industrial centers did not have as bad of foreclosures on homes. Urban areas like Chicago didn't have problems either.

Part because of foreclosures

There was only a 0.5 percent decline in underwater home loans. A large portion of the reduction in people paying installment loans for more than a home is worth is likely due to the sheer number of homes that have been foreclosed, taking numerous mortgages off the books. There have been some incentives offered from the government, however talking lenders into reducing debt when many a loan business is struggling is a tough sell.

Still having low home prices

For a while it is expected that the housing industry will not go up. Record number of foreclosures, and fewer individuals confident enough to buy a home or able to qualify for the financing due to tougher restrictions on credit, will work against the housing industry’s favor. There has been growth seen though which might mean that a slower recovery will happen than expected.

Articles cited

USA Today

usatoday.com/money/economy/housing/2010-12-13-underwater-mortgages_N.htm



Sunday, December 26, 2010

Will FCC election to stop the Internet as we know it?

Net neutrality rules proposed by the Federal Communications Commission can be either accepted or rejected by the agency in a Dec. twenty one vote. At issue are pay to play rules giving Internet service providers the power to charge higher prices for more bandwidth. A compromise by the Federal Communications Commission seeks to allow ISPs to get bandwidth-intensive traffic under control while guarding unlimited access to Internet content for customers.

What is happening with net neutrality

Right now the Federal Communications Commission has no Internet control. It can't do any kind of regulation. An Internet suggestion can be presented to congress for net neutrality. There has been a lot of video and P2P traffic making bandwidth less available. Also, smartphones and networked tablet devices haven't helped the problem. Customers are charged an "Internet fast lane" charge that is intended to help congestion too on some ISPs like Comcast and Verizon. The demand for bandwidth has gone up drastically. This has brought on ISP to throttle traffic and charge content providers. Many of the content providers think it ought to be illegal to have two-tiered Internet.

The Federal Communications Commission net neutrality proposal

Levy fees on providers that need lots of bandwidth like Netflix and management on P2P are all things that the Federal Communications Commission proposes. It also wants for making sure that "normal" traffic for Internet users aren't being manipulated by ISPs. The net neutrality coming from the FCC will keep ISPs from controlling bandwidth. This includes businesses like Verizon. Many expect Internet stakeholders in court to get challenged due to all the faster mobile data access and pay-to-play rules. The FCC got a letter about the net neutrality proposal saying it would stifle innovation, irreversibly end the free and open Internet and harm customers on December 10 from more than 80 groups.

All about net neutrality

The ISPs are already looking into the Federal Communications Commission suggestion. They want to find methods to exploit it. DailyTech reports that a presentation by suppliers to AT&T and Verizon was leaked outlining a two-tiered Internet. Skype, Facebook and Youtube might all be websites that might get you extra monthly fees on top of MB consumed fees in this system. This might only be for mobile data customers. Section of the option might consist of letting customers choose different social networking and video websites that might come from ISPs that would be offered for totally free.

Information from

Red Orbit

redorbit.com/news/technology/1968824/fcc_closer_to_making_internet_traffic_decision/

The Inquirer

theinquirer.net/inquirer/news/1933693/fcc-proposes-hand-power-isps-mobile-telecoms

DailyTech

dailytech.com/Top+Wireless+Firms+Plot+to+Make+Wireless+Users+Pay+Per+Page/article20438.htm



Julian Assange law enforcement officials statement leaked; legal team enraged

WikiLeaks founder Julian Assange may be out on bail currently, however that doesn’t mean his lawful team is pleased. The Australian accounts that Assange’s law enforcement officials report has released to the British newspaper The Guardian. According to reports, not simply was the report intended to be private, but the sexually graphic facts leaked are apparently incriminating towards Assange.

All about the Assange police report

Julian Assange's camp is working for making sure free information and transparency are available when releasing private intelligence cables. The legal team does not think that a turnabout has taken place with the recent law enforcement official’s report that was allegedly leaked.

Assange has a Swedish lawyer named Bjorn Hurtig. He plans on filing a complaint formally because of the leaked police report.

"It is with great concern that I hear about this because it puts Julian and his defense in a bad position,” Hurtig said.

Litigation because of the media

Julian Assange faces charges of sexual assault in Sweden right now even though he is currently released on £275,000 ($432,305) bail by super star backers for instance Bianca Jagger, Michael Moor and Jemina Khan. Many think that the Assange police statement was released on purpose as a "smear campaign" so that the press might look down on the 39 year old journalist.

Julian Assange's legal team is saying that somebody is intending to convict Assange within the court of public opinion although the Guardian is saying it’s just a "brief summary" of Julian Assange's sex allegations.

The Swedish/American conspiracy

After the information of Julian Assange's sexual assault claims came out, the United States and Sweden have been working together. Julian Assange believes they are trying to punish him for the various U.S. intelligence cables that he released. Mark Stephens is Julian Assange's lawyer. He says that Assange won’t be extradited and tried under United States treason laws if he has anything to do with it. Assange isn’t a U.S. citizen meaning this likely can be the case. He is actually Australian. Furthermore, as Australian PM Julia Gillard recently made the pronouncement that Assange had broken no Australian laws, it could be interesting to see how far the United States might go to trigger an international rift.

Details from

The Australian

theaustralian.com.au/news/world/lawyers-cry-foul-over-leak-of-julian-assange-sex-case-papers/story-e6frg6so-1225973548657

Julia Gillard says Assange broke no Australian laws

youtube.com/watch?v=IqaRK_STjdw



Friday, December 24, 2010

Free Shipping Day 2010 meeting holiday delivery due dates

If you are Delivery gifts, instead of yourself, you are able to save cash with Free Shipping Day. A large number of internet retailers are offering Free Shipping today. These items shipped today are guaranteed to reach their destination by the holiday. With Christmas Delivery deadlines for 2010 emerging close, today is the day to get Shipping.

The facts about Free Shipping Day 2010

This is the third time Free Shipping Day has been celebrated with 2010. About 1,720 online merchants registered at freeshippingday.com to celebrate. By ordering from these merchants, you will get free shipping. Not only that, but before December 24 you will get your gift. You can save money by ordering on free shipping day. This is if you were preparing on ordering gifts online anyway.

The 2010 Holiday Chipping Deadlines are strict

Do you’ve gifts you would like to ship to arrive before December 24? Then you have to keep Holiday shipping deadlines for 2010 in mind. You may have to determine depending on what you're shipping and where it is going. The deadlines are different.

Listing the USPS Xmas Shipping Deadlines for others to see

The type of shipping you choose will determine your shipping if you’re sending your Xmas packages through the United States Postal Service.

  • Express Mail Military Service: Dec. 18
  • Standard first class mail needs to be shipped by December 20
  • Priority mail has to be in by December 21
  • Express Mail needs to be sent by December 22

Listing the FedEx Christmas Shipping Deadlines for others to see

You might be cutting it close if you plan on meeting the Holiday shipping deadlines 2010 for FedEx. If you have to ship something on the same day as Xmas, FedEx can help you out — but you will pay for it. The FedEx delivery service is being used by most in Free Shipping Day.

  • Home Delivery and Ground will need to be mailed by December 17
  • Express Savor needs to be sent by December 21
  • 2Day: Dec. 22
  • December 23 is for All Overnight Service
  • SameDay: Morning of Dec. 25
  • To Puerto Rico: Dec. 23
  • December 23 is the deadline for Canada

UPS Christmas Shipping Deadlines

Shipping your Christmas packages using UPS requires a bit of pre-planning. The distance to where you are shipping the package is what determines the deadline for UPS Christmas Shipping.

  • If you need Standard Delivery, it can be between December 18 and 22
  • Second Day Air: Dec. 22
  • December 23 for Next Day Air

Info from

Free Shipping Today

freeshippingday.com/



Drop-side cribs no longer permitted in U.S.

Drop-side baby cribs used to be popular in the U.S. since they were inexpensive and convenient. That end has arrived at an official close, accounts the Associated Press. The Consumer Product Safety Commission has voted to prohibit the manufacture, sale and reselling of drop-side cribs in the United States, largely because there have been scores of units recalled and over 30 babies and little ones have died in drop-side baby cribs since 2000. People might now have to take out a paydayloans to buy a higher quality and legal crib for their infant.

Beginning in June 2011, anti drop-side cribs rule will begin

It will soon become illegal for drop side cribs to be used in hotels, childcare centers or even for private use. New cribs can have to be bought to replace other cribs in childcare centers beginning a year following the June 2011 ban begins.

Drop-side crib issues

Cheaper wood and plastic is used in most drop-side cribs. Many like this because it is cheaper. As a result of the design and cheap materials, there is often a hardware malfunction in these cribs. An infant or toddler's head can get caught in an opening made. Infant strangulation or suffocation has been the direct result for at least 32 United States infants and toddlers since 2000, and 14 more infant fatalities are believed to have been related to the drop-side crib flaw. A drop-side crib ban is something the CPSC has been thinking about for a while.

Cribs from companies like Evenflo, Delta Enterprise Corp. and Pottery Barn Kids have been part of the 9 million drop-side crib recalls over the past five years.

Cribs in U.S. have ‘one of the strongest in the world’ for standards

Inez Tenenbaum is the CPSC Chair. He said that because of the drop-side crib policy, the United States is considered one of the most stringent within the world on the matter. New testing standards will help catch manufacturing defects that can allow larger, stronger kids to place themselves in a precarious position when they shake or push on a crib. There may also be better instructions as to how to assemble the crib. The standard can be able to "help to ensure that young children rest more safely." Following the CPSC vote, this is what Tenenbaum explained.

Articles cited

About.com

babyproducts.about.com/od/sleepbedding/a/drop_side_cribs_safety.htm

MSNBC

msnbc.msn.com/id/40678788/ns/politics/from/toolbar

Do you know what Canada knows about drop-side cribs?

youtube.com/watch?v=eMKcIumVM2Q



Can underwater home loans be saved with principal reduction?

A fight to step up principal reduction to stem the flow of foreclosures and underwater home loans is going on in the nation’s capital. The system is strongly supported by the Obama Administration. Officials are attempting to convince Freddie Mac and Fannie Mae that their participation is crucial to its success. Even though experts say Fannie and Freddie’s participation is vital, the regulator of those agencies is barring them from participating. Resource for this article – Administration – Principal reduction keeps foreclosures in check by MoneyBlogNewz.

Cutting the foreclosure problem off

Principal reduction — reducing the amount owed on a mortgage loan — is viewed as an advantage to both borrowers and loan providers. It is expected to serve as an incentive for underwater borrowers to stay in their homes and benefit lenders more financially than they would through a foreclosure. Currently a quarter of all home loans are underwater. Home values continuously dropping is causing the number of underwater home values to continue to grow. There are around 1.5 million underwater mortgages, and the government hopes to help them out by adding the principal reduction plan to the Home Affordable Modification Program.

Including Fannie and Freddie

Part of the HAMP plan offered banks that reduced principal on underwater home loans additional subsidies. Qualifying borrows have to owe more than 15 percent than what their home is worth and have to be up-do-date on their mortgage repayments. The success of this plan is weighed heavily on if Freddie and Fannie join in and participate or not. Fannie and Freddie combined own over fifty percent of home loans. Most banks are not participating within the principal reduction plan. Many large banks will likely participate once Fannie and Freddie are on board.

Freddie and Fannie don't play well with others

The Federal Housing Finance Agency does not support Fannie Mae and Freddie Mac participating in this plan. FHFA was accused of throwing losses Fannie and Freddie's way when the government took over mortgages back in 2008. In the past 2 years the agencies have cost United States working class individuals about $134 billion, and those losses are expected to increase. Fannie and Freddie's participation in also being pushed by the Obama Administration. Long term losses could be lowered with short term principal reduction. But the FHFA states as long as underwater borrowers keep making their payments as is, Freddie and Fannie will keep taking their money.

Articles cited

Pro Publica

propublica.org/article/fannie-and-freddies-govt-regulator-opposes-reducing-mortgages-for-strugglin

Wall Street Journal

online.wsj.com/article/SB10001424052748703963704576005990436624546.html

Mortgage11.com

mortgage11.com/2010/12/hamp-loan-modification-help-to-know-more-on-principal-reduction-for-underwater-homeowners/



Thursday, December 23, 2010

Bavarian Motor Works logo flash the cutting edge of subliminal marketing

BMW logo flash-projected onto eyelids of moviegoers

An audience in a German film theater not too long ago saw the Bavarian Motor Works logo appear in an unusual place. Viewers observing a BMW advertisement had a Bavarian Motor Works emblem imprinted on their retinas with a flash they could see after closing their eyes. Audience members interviewed after the show were excited, but the stunt raises questions about whether the technique is safe, or even legal. Either way you know the business took out a huge payday loan to have something like this completed.

Flash projection of BMW logo

There was an interesting scene with the BMW logo. No other logo has done that. Using a type of flash projection technology employed in digital cameras, marketing producers stamped an after-image of the BMW logo on the brains of unsuspecting viewers. The reason why this gimmick was done was clear. It was based off the fact that you get the image of the sun imprinted on your retina every time you check out it. It appears to be on the back of your eyelids when they are closed for a moment. At the German movie theater, a large studio flash unit called a Profoto Pro-7B was behind the screen. In front of the flash there was a BMW logo stenciled in.

The BMW commercial

People had projections into their retinas of the BMW logo during an ad for BMW motorcycles. Superbike world champion Ruben Xaus was within the commercial. Producers say the goal is to "literally get inside people's heads" like this. This is what the BMW brand afterimage will do. They even talked about the technique. They said a "harmless photo flash" was being used. First Xaus talks. He says, "I am living my dream. ‘What dream?’ you ask. Just close your eyes and look deep inside yourself. Possibly it is your dream too. It is in you.” The BMW logo is projected to the audience here. Then the audiences notices nothing unusual. It is just a flash. Xaus then talks again. He says “Close your eyes and you will see it.”

What the audience said of the BMW logo flash

Audience members were amazed, despite being guinea pigs for an overtly subliminal marketing technique. The safety of the BMW logo being burned into retinas at films is questionable. Numerous wonder about it. It only lasts for about 1/3,000 to 1/400 of a second with the Profoto Pro-7B flash. The light is very bright though. Everyone knows looking at the sun is not a good idea and could be hazardous to the eyesight. Also, seizures are caused by brief, bright flashes of light like that.

Viewing the BMW logo flash projection movie

youtube.com/watch?v=GR_vDq2iXJ4

Details from

Christian Science Monitor

csmonitor.com/Innovation/Latest-News-Wires/2010/1217/BMW-logo-branded-on-eyelids-How-did-they-do-that-video

CNET

news.cnet.com/8301-17852_3-20025875-71.html?part=rss&tag=feed&subj=TechnicallyIncorrect

The Epoch Times

theepochtimes.com/n2/content/view/47641/



Bank On Dallas attempting to lower need for TX payday loans

In Dallas, Arlington and Irving, TX, a brand new system is intending to undercut payday lenders. Termed Bank On Dallas, the system is attempting to open conventional consumer banking to new customers. Payday lending stores might be facing brand new restrictions as well. These undefined restrictions are being reviewed by the Dallas city council. Article resource – Bank On Dallas trying to reduce need for Texas payday loans by MoneyBlogNewz.

What the Bank on Dallas initiative is all about

A bank or credit union would be what the Bank On Dallas would be. In Dallas, Texas, it would be located. It tries to encourage banks and credit unions to give “starter” bank accounts to residents of the area who don’t have bank accounts. Numerous in this group of people are often at check-cashing storefronts and are within the "unbanked" group. There are numerous supporters of the "Bank on Dallas" program. These supporters also are working in Dallas and Irving, Texas to try and get new regulations on the payday cash loan industry passed.

Paydayloan limits in Texas argued over

Lawmakers are getting a lot of community groups lobbying them. This is because they want paydayloan store regulations made. It was pointed out that McDonald's stores and Whataburger stores aren't nearly as common as car title and paydayloan stores. This is in Dallas. Dallas has strict rules on payday lending already. Only "credit service organizations" can do it. As Dallas lawmakers believe credit service organizations take advantage of customers, they want to limit the rate of interest and terms that could be used.

Why there is unbanked and underbanked

Organizations in Dallas explain that it can be great to open up banking to the unbanked. This is because payday lenders can have less customers coming in. The only problem is that unbanked and underbanked people are different. Unbanked customers often use check cashing locations and other alternative banking locations. Most payday lenders require there to be a account with the bank for any customers. This means mostly underbanked customers are going to payday lending for short-term cash. The City Council in Dallas is still considering regulation changes although regulations for payday loan lenders in Dallas have yet to be changed.

Details from

Dallas City Hall

dallascityhall.com/BankOnDallas/aboutUs.html

Personal Money Store

personalmoneystore.com/payday-lending-statistics/



Recessionomics - Saint Nick burglarizes yacht club

As Christmas 2010 approaches, seems like that Santa’s sleigh is somewhat lighter than it has been in years past. Retail sales are up, however Santa’s load is intense. He needs something to take the pressure off this holiday season. Sadly, seems like that change might have involved illegal activity. "Santa Claus burglarizes yacht club" is the cautionary tale for modern youth, reports The Providence Journal. Source of article – Recessionomics – Santa Claus robs yacht club by MoneyBlogNewz.

Santa Claus takes instead of gives

Yes, there is a Santa, and that terrible Santa Claus needs spending money like you wouldn’t believe. Robbing a liquor store would be one thing, however when Saint Nick burglarizes a yacht club, you know he’s kicking it upscale. Lt. Raymond Blinn of the Providence Police Department noted that on Sunday at about 7 p.m. a man dressed as Santa Claus entered the East Providence Yacht Club on Pier Road. His gift of toys was not to give away, however rather to fill up with cash. It was noted that Saint Nick wasn't so saintly when he pulled out what appeared to be a gun of some type.

Fortunately nobody was injured at the yacht club, and Santa Claus didn't turn into a total Grinch and did not even fire his gun.

Merry Christmas

When individuals think of Santa Claus they’re more likely to think of a buck than a buckshot, so this even confused many. Many wonder why Santa Claus would do something so horrendous. Santa Claus was also wearing jeans, which is not so traditional. You would think a man who can fly up and down chimneys would not need a gun or conduct his robberies during business hours.

Santa Claus did get away, but he is still being hunted by area police.

Articles cited

The Providence Journal

newsblog.projo.com/2010/12/east-providence-yacht-club-rob.html

Another Santa has struck before

youtube.com/watch?v=dUJARL0B3aA



Monday, December 20, 2010

Currency exchange investors have latched onto the yuan

The Wall Street Journal accounts that China has opened the door for the yuan to join the worldwide currency exchange investing market. Beijing had kept tight hold of the yuan, however time has arrived for China to cast its currency to the winds of worldwide exchange. China has the economic power to change world business, and traders are yearning for yuan. It could possibly be worthwhile for somebody to obtain an installment loan to get to the trade business with the yuan. Resource for this article – Global yuan exchange underway for first time in history by MoneyBlogNewz.

The Yuan exchange goes from 0 to $400 million

Daily yuan investing quickly accelerated from zero to $400 million, based on accounts. Whether in finance trade, investment or even in borrowing, many nations are starting to do transactions with China in yuan for the 1st time now that China has loosened its reigns on its currency exchange. There won’t be any change to the value of the yuan within the near future though. Of course, the availability of the yuan worldwide might change the face of world business as china believes this will keep the currency exchange from fluctuating like the dollar and euro have. Many want the yuan. There’s a demand that is high for it.

'Full convertibility of the yuan’ is the goal

The head of the Hong Kong central financial institution is Norman Chan. He told WSJ that "This is a step moving to full convertibility of the yuan … a major change of the international financial landscape."

While the dollar, yen and euro currently dominate the $4 trillion international currency industry, the yuan is fast-approaching critical mass, according to traders. Hong Kong keeps a lot of yuan from Chinese companies. There is offshore permitted here. By year’s end, experts predict that 300 billion yuan ($45 billion) will be ready for convertibility.

How yuan investing functions

Traders who want yuan in global currency trading will need a Hong Kong bank account to do so. Chinese companies will be allowed to move yuan offshore for business purposes like exports and imports. The person with the currency exchange can use the cash however they want right after yuan is within the offshore account.

Debt priced in yuan are already being marketed by businesses like McDonald's and Caterpillar while banks like Citigroup and HSBC are offering investors yuan-prices choices. It is clear that the yuan exchange can be here for a while.

Info from

Wall Street Journal

online.wsj.com/article/SB10001424052748703380104576015824083855578.html?mod=WSJ_hp_LEFTWhatsNewsCollection

Just when inflation was going so well…

youtube.com/watch?v=BwHuHxzBBx8



Saturday, December 18, 2010

Giving banks a cash advance with charges irks individuals

Charges that give banks a loan are irking more consumers. Financial institutions have used account charges, ATM fees, and overdraft charges for years to get just a little payday cash out of consumers. There is obviously some merit to some fees, of course. However, a lot of account holders are no longer amused.

Bank cash advances making people angry

Most American consumers don’t think it is fair that a person should have to give a money to a bank to use their own payday cash, according to ABC. By the end of the year, financial institutions may have 80,000 or more complaints still estimates the Office of the Comptroller. About 15 years ago, consumer dissatisfaction with banks started to be monitored which means that it would be the highest level since then. Banks have been doing no matter what they can to get more instant cash from customers although new regulations were passed last year to help a lot.

Overdrafts making many upset

Many consumers are mad about overdraft fees. It is one of the most complained about. A practice among some large banks is to clear large transactions first. This way, if multiple overdrafts occur due to a few small purchases, those fees stack up. A person will only have enough money to pay the power bill buy may end up buying other stuff on top of the power bill. Say that person also buys a sandwich, a coffee and a pack of gum. The bank will clear the largest purchase first. That way, the smaller purchases made when the account had been in overdraft can all result in the most fees possible. Easy cash loans cash is the goal. This is what banks are trying to get.

Interest rates extremely high

Much of the time, overdraft fees are looked at payday cash loans. This is because a fee is being paid for borrowing money from the bank. From time to time, a $35 overdraft fee can be put on $1 of overdraft. In simple interest, you’ve paid 3,500 percent. That works out to 1,277,500 % APR.

Articles cited

ABC News

abcnews.go.com/Business/wireStory?id=12357543&page=1



Nazis could be pleased with Chinese action toward Nobel Peace Prize

The Nobel Peace Prize for 2010 was granted to Liu Xiaobo in absentia at a service in Oslo, Norway Friday. Liu is imprisoned in China. A clear seat was the Nobel Committee’s symbolic gesture of his plight. China has denounced Liu’s award and had become the first state since Nazi Germany to prevent representatives for a Nobel laureate from taking the Nobel Peace Prize. Even if Liu Xiaobo had been able to get an payday loan, he would not be able to purchase his freedom.

Empty chair holding Nobel Peace Prize

The 2010 Nobel Peace Prize and also the $1.5 million check that comes with it was set on an empty chair after Thorbjorn Jagland, chairman of the Norwegian Nobel Committee, presented the award. The Nobel awards ceremony was attended by diplomatic representative from more than 60 countries. Both China and Russia were very much absent. After giving China credit for its economic development, Jagland said "It is no coincidence that nearly all the richest countries in the world are democratic.” Since Liu Xiaobo had been announced as the winner of the Nobel Peace Prize in Oct, China has suspended bilateral trade talks with Norway. Members of the Nobel Committee were called "clowns" by the Beijing government lately.

Liu Xiaobo’s Charter 08

Nobel Peace Prize winner Liu Xiaobo had been arrested in December 2008 after co-authoring “Charter 08,”a manifesto calling for fundamental political change in China. There were over 300 influential Chinese who signed the Charter 08. These included journalists, lawyers and academics. For his efforts, Liu was sentenced to 11 years in prison for “subversion of state power.”. China has been trying to make it so the news of Liu's award doesn't come. They want to suppress it. Police then forced co-author of Charter 08, Zhang, Zuhua, into a automobile Thursday. Since Liu had been announced winner, his wife had been on house arrest where you will find now blue construction panels.

Hitler would have done what China is doing

This isn't the first time a Nobel Peace Prize was awarded to an imprisoned political dissident. It has happened in the past. Andrei Sakharov as a soviet physicist, Lech Walesa as a Polish labor leader and Aung San Suu Kyi as a Burmese activist all were given the award, The Oslo awards ceremony had family there to accept them. The last time an imprisoned Nobel laureate’s family weren’t allowed to attend was in 1935. German journalist Count Carl von Ossietzky won the Nobel Peace Prize when he had been in a concentration camp for speaking out against Hitler’s rise to power. Hitler then concocted his own peace prize, just like the Chinese did Thursday with their farcical Confucius Prize.

Citations

The Telegraph

telegraph.co.uk/news/worldnews/asia/china/8192479/Nobel-Peace-Prize-the-fundamental-principles-of-Charter-08.html

CNN

cnn.com/2010/WORLD/europe/12/10/norway.nobel.prize/index.html?npt=NP1

New York Times

nytimes.com/2010/12/11/world/europe/11nobel.html?_r=1&hp

Nobel Peace Prize going to a chair

The 2010 Nobel Peace Prize and the $1.5 million check that comes with it was set on an empty chair after Thorbjorn Jagland, chairman of the Norwegian Nobel Committee, presented the award. The Nobel awards ceremony was attended by diplomatic representative from more than 60 countries. It was obvious that two countries didn't show up. This included Russia and China. Jagland said "It is no coincidence that nearly all the richest countries in the world are democratic," about China. This was after giving the country credit for its economic development. In October, it was announced that the winner of the Nobel Peace Prize was Liu Xiaobo. All trade talks with Norway were stopped by China then. The Beijing government recently called the members of the Nobel Committee “clowns.”.

Liu Xiaobo imprisoned because of Charter 08

"Charter 08," or a manifesto to make a fundamental political change in China, was what Nobel Peace Prize winner Liu Xiaobo was arrested for in December 2008. More than 300 influential Chinese including academics, lawyers and journalists signed the Charter 08. Liu allegedly committed "subversion of state power." This is why he is serving an 11 year sentence. News of Liu's award has been stopped by China as much as possible. On Thursday, Zhang Zuhua, a co-author of Charter 08, was seen forced into a vehicle by police. Blue construction panels were erected in front of Liu’s apartment, where his wife has been under house arrest since he was announced as the winner.

China following in Hitler's footsteps

This isn't the first time a Nobel Peace Prize was awarded to an imprisoned political dissident. It has happened in the past. The Oslo awards ceremony had family of soviet physicist Andrei Sakharov, Polish labor leader Lech Walesa and Burmese activist Aung San Suu Kyi to accept the awards. It has been a while since an imprisoned Nobel winner's family couldn't come. It was 1935 in fact. The Nobel Peace Prize was given to German journalist Count Carl von Ossietzky who had spoken out about Hitler's rise to power causing him to be put in a concentration camp. Hitler then concocted his own peace prize, just like the Chinese did Thursday with their farcical Confucius Prize.

Information from

The Telegraph

telegraph.co.uk/news/worldnews/asia/china/8192479/Nobel-Peace-Prize-the-fundamental-principles-of-Charter-08.html

CNN

cnn.com/2010/WORLD/europe/12/10/norway.nobel.prize/index.html?npt=NP1

New York Times

nytimes.com/2010/12/11/world/europe/11nobel.html?_r=1&hp



Brand new photos of Kate and William changing the face of royal engagement

You will find officially photographs of the young, engaged royal couple. These formal royal engagement pictures are raising a number of eyebrows. This royal couple could be making a national celebration of their wedding ceremony. Some are saying they’re the first “truly modern” royal couple. One more reason to take out a payday cash loans and hang out with family if this day is made a holiday.

Royal engagement photos unveiled

There was a release of Prince William and Kate Middleton's engagement photos. December 11 was when the release was official. Celeb photographer Mario Testino took the 2 photos in late November. One photo features the couple at London's St. James Palace. They’re standing side by side there. The other photo shows the 2 of them in a close informal embrace, smiling widely. The 2 photographs can be seen in full at Luxist.

Photos for royal engagement trigger discussion to begin

There has been debate about the engagement photos. This is for Katherine Middleton and Prince William more than anything else. It has been said that the couple looks “better than a royal couple – they look like a couple in love.” The standard for a royal couple was broken with William and Kate though. In Britain, the pair has been debated a ton. For the last few years they have been living together although they have dated for eight years. Some are concerned the latest royal couple is “living in sin” and showing “too much public affection.”. Many say the couple is a "modern pair for modern times." Kate and William are being defended. Engagement photographs are still quite exciting in Britain either way.

Plans for the royal wedding

The royal wedding ceremony between Prince William and Katherine Middleton is prepared for April 29 at Westminster Abbey. The couple has been very careful to stay away from displays of extravagance, including wearing mid-market clothing for the royal engagement photos. The royal wedding ceremony, however, will likely be a huge event, no matter how frugal the pair intends to be. With the engagement and wedding, William and Kate are changing what is considered acceptable. This is especially true for a royal couple.

Citations

Luxist

luxist.com/2010/12/12/royal-engagement-photos-by-mario-testino-revealed/



Beard to produce novel: In the Water They Can’t See You Cry

She is a swimmer and a model, however now Amanda Beard is looking at being an author. Her personal memoirs can be launched in 2012. Beard plans on covering many topics in "In the Water They can't See You Cry." These will include her swimming profession, her struggles with drugs, and eating disorders. The book is scheduled for a 2012 launch. This novel might be well worth a payday cash advance loan to purchase and browse through. Article resource – Amanda Beard to release book: In the Water They Can't See You Cry by MoneyBlogNewz.

Amanda Beard the swimmer

Amanda Bears is only 29 years old, yet she has a life that has a lot going on in it. During the 1996 summer Olympics, she was the 14 year old there. At the time of the Olympics, she was the second youngest American Olympic medalist in swimming history. She has since competed in the 2000, 2004 and 2008 summer Olympic Games. She could be seen once again in the summer Olympics. In 2012, she plans to compete.

Amanda Beard’s lifetime struggles

The book Beard wrote can be about her living. This could be beyond of the swimming pool competition. She reportedly describes her “harrowing journey through drugs, alcohol and eating disorders.” Being in the spotlight early was not good for her. She took a toll with it all. The book is being written in lots of detail by Beard so she can “help others, especially high school and college-aged women, who might be dealing with some of the same issues.”

Moving forward as she matures

Beard and her history as she grew up could be focused in "In the Water They can't See You Cry". The swimmer was in the public eye during all of this as it occurred. She is a popular model and has appeared in both “FHM” and “Playboy.”. A popular fashion photographer is her husband. This means she is the subject of photos a lot. She has been seen in campaigns for People for the Ethical Treatment of Animals and Defenders of Wildlife as she is a huge vegetarian.

Citations

Wikipedia

en.wikipedia.org/wiki/Amanda_Beard

Twitter

twitter.com/AmandaRayBeard



Within the payroll tax holiday and just how to experience a content one

The Bush tax cut offer includes a payroll tax holiday that gives most employed Americans a two percent increase. Legislators regard a payroll tax holiday as a way to stimulate the economic climate. The theory is that consumers will spend the extra earnings. Financial theory, however, might suggest that that money can be saved or invested instead. If all goes as prepared, people should have less of a have to get a paydayloans.

Payroll tax holiday: economic stimulus?

The payroll tax holiday proposal rolls back the employees’ share of the payroll tax from 6.2 % to 4.2 % on income up to $106,000. When the tax deal was announced, firms like Deutche Bank revised their economic growth predictions for 2011 from 3.3 percent to 4.1 percent. Want to know the math behind that? Here it is:

Wages and salaries in the U.S. in 2010 total $6.44 trillion. That figure grew nearly 5 % in the second and third quarter. If that rate continues, wages and salaries will total about $6.75 trillion a year from now. Deutche Bank estimates about 85 % of total wages and salaries are dinged by the payroll tax. A 2 % reduction in that tax puts $115 billion back in workers’ wallets. Based on the current personal savings rate of 5.8 percent, $108 billion — 0.7 percent of estimated 2011 GDP — would be spent. Therefore, 3.3 + 0.7 = 4.1 %.

The reality of the Permanent Income Hypothesis

The majority are saying that there is too much optimism. This would be from Deutche Bank. Spending won't increase that much though. John Carney at CNBC suggests that knowing the 2 percent raise is only temporary could be why informed consumers don't spend more. There is a name for this made up by economists. Permanent Income Hypothesis is that name. Future earnings are what people spend based upon off of. Current take-home pay doesn't do that. Many people didn't save anything and would always spend more than earned before the financial crisis. Then the bottom fell out. More is saved now while people aren't spending nearly as much. This is because nobody has an expectation for the future.

How to use your payroll tax holiday

What is a good plan for the payroll tax holiday? Spending it isn't the suggestion SmartMoney gives. Putting it in a Roth IRA, a traditional IRA or a 401(k) is the suggestion. The money will then be worth something. It will still be worth something after 2012 when the payroll tax holiday ends. You might end up just paying for the health care costs that are expected to rise next year. Buying new appliances is a new option. You could conserve hundreds of dollars in a few years with more energy efficient home appliances.

Articles cited

SmartMoney

smartmoney.com/personal-finance/taxes/what-to-do-with-a-payroll-tax-cut/#ixzz17WrUvmtU

CNBC

cnbc.com/id/40553481

Business Insider

businessinsider.com/deutsche-bank-explains-why-the-payroll-tax-holiday-is-a-game-changer-and-could-push-gdp-to-41-2010-12



Tuesday, December 14, 2010

Topeka, KS online payday loans

Topeka, Kansas online payday loans

The fastest way to get cash when you need it could be a pay day loan. In Topeka, KS, that takes just a couple minutes. In two hours or less, you can get cash in your financial institution account. A payday advance really is that fast and simple. Getting financial help is the best way for making ends meet when you’re coming up short. A personal loan can be exactly that help you need. Article source – Topeka, Kansas online payday loans by MoneyBlogNewz.

Topeka payday advance

In Topeka, Kansas, it isn't hard to get a paydayloan. Only a few minutes for applying are needed. The application form is no-obligation. Not only that, but only three minutes are needed to complete it. Another 180 seconds, and you will have your reaction from the payday advance lenders that best match your situation. You get to look at the full payday advance offers. They’re easy to read. If you like an offer, you can digitally sign the loan and also the money will be on its way.

Advance paycheck loans for Topeka

There is one main reason numerous will get advance pay day loan. This is because it is quick and easy to get additional cash. Usually, there is no credit check. You can still qualify for the loan with poor credit, no credit, limited income or even as a military member. Usually, the requirements are just that you are an adult, have an income of some kind, an identification, a banking account and a phone number, and you also will likely qualify.

Topeka loans easy to pay back again

It is easy to pay back a Topeka, Kansas, paydayloan. It is just as easy as it was getting it. Once you’ve read over the terms and conditions for loan and approve it, the money is sent directly to your account with the bank. You can choose to have installment payments or pay your payday advance all back at one time. It could be debited from your bank account at the right time either way. It is as simple as it sounds. You are able to get the money for whichever you need it for. It can be there fast too. After you've agreed to a date, the money is paid back that easy also. It is easy to rebuild or build for the first time your credit if you have predictability in your finances. That is why Topeka payday advance loans are so helpful.



2011 Toyota Sienna recalled due to brake light issue

2011 Toyota Sienna recall draws in 94,000

Toyota has fought the recall bug quite a bit within the past year, and it appears a new problem has come to light. The high-profile automaker is recalling approximately 94,000 2011 Toyota Sienna's because of a potentially serious issue involving the brake light switch bracket near the parking brake pedal. All of the cars incorporated in this Sienna recall were produced before Nov of this year. Toyota has experienced enough product recalls to require them to take out an enormous payday loan to fix the problems.

Sienna recall reviewed by Toyota

Due to the position of the brake light switch bracket to the parking brake pedal, the Sienna recall had to occur, states Toyota. When fully deployed, the parking brake can come into physical contact with the brake light switch bracket and trigger the switch to bend and possibly malfunction. Toyota explained that the brakes could become engaged because of the warped bracket if the damage is sufficient as the brake lights sometimes stay on even if the brakes are not going. Then brake drag can occur, which can eventually impair overall braking performance.

There is the possibility that impaired breaking could trigger problems although Toyota explained that there have been no accidents it is aware of or injuries that came from the brake light switch bracket issue.

Getting in contact with 2011 Toyota Sienna users

Toyota has plans under way to notify Toyota Sienna drivers affected by the recall to via first-class postal mail beginning in mid-January 2011. The letter will explain what Sienna drivers ought to do. It will consist of instructions. This data will also be made available via the recall section of Toyota’s site.

Information on how to replace parts for the brake light switching bracket can be sent in Late February. Sienna owners ought to expect first class postal mail with this too. Sienna users will also be advised to make an installation appointment at their local Toyota dealer. There could be no charge for this service, which will contain the installation of a switching bracket that takes the positioning of the parking brake pedal into better account.

Can ask Toyota questions

When you have any kind of questions about the Sienna recall and are a 2011 Toyota Sienna owners, then visit www.Toyota.com/recall or call the Toyota Consumer Experience Center at 800-331-4331.

Articles cited

PR Newswire

prnewswire.com/news-releases/toyota-announces-voluntary-recall-of-certain-2011-sienna-vehicles-to-replace-stop-lamp-switch-bracket-111791049.html



Sunday, December 12, 2010

Oregon guy changes name to Captain Awesome

Douglas Allen Smith Jr. has altered his identity to become Captain Awesome. The person formerly known as Douglas Smith wanted to change something up, and made the decision a stylish new title would suit him. With just a little legal wrangling, he left his old identification behind and grew to become Captain Awesome. Captain Awesome must have applied for a cash loan to fund the lawful name modification.

Name modification from Douglas Allen Smith to Captain Awesome

Unemployed cabinet maker Douglas Allen Smith Jr., 27, of Eugene, Ore., decided he needed to make a modification. In honor of his favorite TV show, "Chuck," accounts the Eugene Register Guard, he changed his name to Captain Awesome. "A bad nickname builds character" which was why Devon Woodcomb, or Ryan McPartlin in real life, was given the nickname Captain Awesome. This is why Smith wanted his name to be changed. The name change required him to face a judge though. The judge did not really understand at all.

In the courtroom, Captain Awesome was able to win

To represent himself, Smith used the University of Oregon law library. Title change cases were what he studied. The judge granted the name change, and he allowed him to change his signature to left and right arrows, which point inward toward a smiley face. The Oregon Department of Motor Vehicles accepted his new signature and printed it on the back of his driver’s license. However, his bank wouldn’t have it, as the glyph would be too very easily forged.

All of the name changes

A lot of people go a little too far with odd title changes although it’s nice to be able to change lawful names with ease. Several years back, a judge in New Zealand made a 9-year-old girl a ward of the court during a custody dispute between her parents, who had named her Talula Does The Hula From Hawaii. The judge was not amused and ordered a modification of name. CBC accounts that there were other titles not allowed in New Zealand including Sex Fruit, Keenan Got Lucky and Yeah Detroit although it was allowed to have Number 9 Bus Stop and Violence.

Citations

Eugene Register Guard

registerguard.com/csp/cms/sites/web/news/cityregion/25594703-41/awesome-captain-douglas-judge-county.csp

CBC News

cbc.ca/world/story/2008/07/24/talula-nz-name.html



Saturday, December 11, 2010

The ePrivacy app on Facebook is a con

If you are like most social individuals, you most likely value your Facebook account and the people you are connected with. The last thing you want to do is spread just one more viral scam. The ePrivacy app is among one of the most recent Facebook scams to look out for. Like many Facebook scams, if you are very easily enticed, you can quickly become a victim and perhaps even bring your Facebook family and friends down with you.

The ePrivacy app is yet another Facebook scam

The message, “OMG OMG OMG… I cant believe this really works! Now you really can see who viewed your profile! on [link]," is shown with the newest scam on Facebook which is actually the ePrivacy app.

Staying up to date on everyone in our lives is what we do as Facebook users. We also want to know which of our friends is spending time checking on our profile. This is why the ePrivacy app seems like something everyone wants. Supposedly it gives you the capability to see who’s looking at your Facebook profile. Allegedly everyone will come up. Don't fall for it though. Your personal info could be given to the app creator though which is why it is a bad idea to download the app.

You don't see who has looked at your profile; you will get a virus

Just admit that this app entices you. Knowing who has been checking you out online is something everyone wants. There are numerous petitions to let Facebook users see others who have viewed their profiles, and scammers are quickly jumping on the opportunity. They’re good at figuring out what it is that people want. This isn't good because they can use it to their advantage.

Do you need a stranger to have access enough to your personal data that they can post on your Facebook page and even send you e-mails? Then you probably should avoid anything like the ePrivacy app. These scammers use your Facebook profile in order to start mischief so they can make some extra money, and they don't mind using you to do it.

Articles cited

Huffington Post

huffingtonpost.com/2010/11/29/scam-facebook-app-promise_n_789166.html

Don't use the ePrivacy app on Facebook as it is a scam

The message, “OMG OMG OMG… I cant believe this actually works! Now you really can see who viewed your profile! on [link]," is shown with the newest scam on Facebook which is actually the ePrivacy app.

There is a really important role Facebook plays in our lives. It is to stay up with everyone in our lives. However, we also like to know who has been checking up on us, and the ePrivacy app is claiming it has the ability to do that. Supposedly it gives you the capability to see who is looking at your Facebook profile. Allegedly everyone will come up. Don't fall for it though. The app being downloaded is a bad idea. The creator will get all the personal information on your profile.

See who views your profile and catch a virus

Just admit that this app entices you. Knowing who has been checking you out online is something everyone wants. There have been many petitions to let Facebook users see others who have viewed their profiles, and scammers are quickly jumping on the opportunity. They know what people want, and they will use anything they can to their advantage.

If you don’t want complete strangers accessing your personal data, sending you e-mails and posting unauthorized messages on any Facebook page you administer, do not install the ePrivacy app or any other app that claims to do the same thing. The sole purpose of scams like this is to generate money for the mischief makers behind them, and they have no problem using your Facebook profiles to spread their spammy links even further.

Articles cited

Huffington Post

huffingtonpost.com/2010/11/29/scam-facebook-app-promise_n_789166.html



DREAM Act vote presents citizenship for military or schooling

The U.S. House of Representatives has approved the DREAM Act. This election came mostly across on party lines. Young adults who came to the country as children are given an option with the Development, Relief and Education for Alien Minors Act. The Development, Relief and Education for Alien Minors Act; creates a “path to citizenship”. The DREAM act may well-be subject to Senate filibuster, however. The DREAM Act might even enable those involved to get personal cash loan someday .

Considered the ‘path to citizenship’ is the Development, Relief and Education for Alien Minors Act

Children brought to the U.S. as an illegal immigrant before becoming 16 years old is what the DREAM Act is designed to be focused on. Young adults who apply for citizenship through the DREAM Act would be given a six-year “temporary” status. During that time, they would be required to go to college on their own dime or serve within the United States military.

Seeing the response to the DREAM Act

The DREAM Act has brought on a lot of anger. Heated debates have happened. About 2 million illegal immigrants would be allowed to come to the country legally which would be giving them "amnesty" some say. Another thing making individuals angry is the fact that paying for tuition wouldn't be too expensive for the immigrants. They would get in-state tuition rights. It is continually pointed out that many of the young adults didn't come to the country by their own free will. They were forced to come. There would be no PELL grants and no welfare given to these immigrants so they could "prove themselves" during a six year "trial period" showing they should be in the country.

Vote status of Development, Relief and Education for Alien Minors Act

A 216-198 vote got the Development, Relief and Education for Alien Minors Act passed in the House of Representatives. This does not mean it will ever become a law though. The U.S. Senate might filibuster the passage of the DREAM Act, preventing it from passing. The Homeland Security Secretary and Education Secretary have both come out in support of the DREAM Act. The federal deficit may reduce by $1.4 billion if the DREAM Act does pass due to the increased economic activity and reduced enforcement costs, says the Congressional Spending budget office. The Development, Relief and Education for Alien Minors Act will go into law if it is able to pass the U.S. Senate. President Obama said he would sign it too.



Lower interest can make unsecured loan wiser than credit card debt

If you need charge card debt relief, pay no attention to the ads on the Internet or late-night Television. Sometimes to get things right you’ve to do it yourself. You might like to think about a personal bank loan. Personal responsibility is the most direct route to a better credit rating and substantial savings on lower interest rates within the future. Resource for this article – Using a personal loan for credit card debt could be interesting by Money Blog Newz.

The expenses of credit card debt

To find a more manageable way to pay off credit card debt, think about a personnel loans. Depending on what your credit score is, personal loan interest is at a lower rate than credit card interest rates. The interest is compounded daily with credit cards which is why the high rates makes it overwhelming for people to pay their debt. Interest rates could be up to 29 percent for some credit card consumers. If you had 29 percent interest on $10,000 in credit card debt, you're going to be losing a lot of money. It would take 12 years to pay if off if you were paying the $250 minimum payments for 143 months.

Interesting thing about personal loans

Using a personal loan for credit card debt relief can save a lot of money with a lower interest rate. Make sure you get the best rate. Some banks and credit unions have personal cash loan at between 5 and 8 %. Talk to three financial institutions before making a decision. Feel free to explain yourself while being very truthful. If you are able to manage to find a lender who will give you a personel loans at 6 percent, that $10,000 might be paid off in 45 months (less than four years) with the same monthly payment.

Good credit to conserve cash for you

By getting rid of credit card debt and faithfully paying down the personel loans, a better credit score will bring numerous future benefits. You can get about 6 % on a car loan right now for those who have a good credit rating. Got a bad credit report? Then you would pay about 13 percent for the same thing. The life of the loan will leave you with thousands of dollars less. Are you interested in a mortgage loan on a $300,000 home? Well you may save $100,000 for those who have a good credit score.

Articles cited

CreditLoan.com

creditloan.com/blog/2010/11/08/how-much-does-having-bad-credit-cost/

WTOL.com

wtol.com/Global/story.asp?S=13551207

Why the credit card debt costs too much

Paying off credit card debt is extremely difficult to do. Think about a personal loan if you are trying to. Compared to a credit card, a personal loan can have a much lower interest rate, depending on your credit score. The interest is compounded daily with credit cards which is why the high rates makes it overwhelming for people to pay their debt. Some consumers of credit cards get a way high interest rate. It is 29 percent then. If you had 29 percent interest on $10,000 in credit card debt, you're going to be losing a lot of money. If you paid the minimum monthly payment of $250 every month it would take 143 months to pay off — that’s 12 years.

Why personal loans are so interesting

Using a personal loan for credit card debt relief can save a lot of money with a lower interest rate. Make sure you get the best rate. You can try looking at banks and credit unions. Usually between 5 and 8 percent interest is found on personal loans. Don't just talk to one financial institution. Make sure you talk to three. Be honest, and don’t be afraid to explain your situation. The same monthly payment on the $10,000 could be paid off in less than four years with 45 months if you can get a personal loan at 6 percent from a lender.

Saving with good credit

By getting rid of credit card debt and faithfully paying down the personal loan, a better credit score will bring many future benefits. You can get about 6 percent on an auto loan right now if you have a good credit score. Got a bad credit report? Then you would pay about 13 percent for the same thing. That amounts to thousands of dollars over the life of the loan. Are you interested in a mortgage loan on a $300,000 home? Well you might save $100,000 if you have a good credit score.

Information from

CreditLoan.com

creditloan.com/blog/2010/11/08/how-much-does-having-bad-credit-cost/

WTOL.com

wtol.com/Global/story.asp?S=13551207



Microsoft Kinect revenue reach 2.5 million in less than a calendar month

What’s the first thing that comes to mind when you think of motion-controlled video games? Surely, with most gamers, it is probably the Wii console. However, things haven’t been the same lately, especially with the recent launch of the Microsoft Kinect motion-sensing video game program. Across the nation, parents and kids alike are pouring into retailers seeking to get their hands on a Kinect console that promises exciting games and an increased improvement to the Xbox 360 gaming experience.

Kinect already sells 2.5 million

Just 25 days after launching the Kinect, Monday, it had been announced by Microsoft that over Black Friday, the business got to 2.5 million Kinects being sold. A total of 5 million is what the business plans on selling. This is just over the holidays.

“We are thrilled about the consumer reaction to Kinect,” Don Mattrick who is the president of the Interactive Entertainment Business at Microsoft explained, “and are working hard with our retail and manufacturing partners to expedite production and shipments of Kinect to restock shelves as fast as possible to keep up with demand.”

More than 60,000 stores in 38 countries sell the Kinect.

What the Microsoft Kinect does

There is no need for hand controllers with the Microsoft Kinect. Your X-Box 360 becomes a voice-activated console with the Kinect. The best part over it is that it does more than that. There is a lot it does. There is also facial recognition within the console. It also does video capturing. It could be used for everything from selecting favorite TV shows to creating digital artwork. Do you love the Xbox Live? Then there is a good chance the Kinect is for you. Using the cameras and microphones, you are able to have a webcam-like chat with multiple friends at once, enhancing the Xbox Live experience.

Really great reviews and sales of Kinect

Many enjoy the Microsoft Kinect probably the most because your body is the controller. This is as opposed to the Wii and PlayStation Move. The next big thing in video games is likely to be motion-sensing consoles. This is shown in the fact that the Kinect has sold like hotcakes when reviews are amazing.

Info from

Kinect Sales

microsoft.com/presspass/press/2010/nov10/11-29msxboxblackfridaymopr.mspx



Kids are purpose Craft dismisses ex lover from lawsuit

Craft used to be a kindergarten teacher in Chickamauga, Tenn., before she was wrongfully charged as a child molester. None of the charges stuck and since the litigation she has been fighting with her ex-husband for custody of her kids. Rather than keeping the ex on a list of her accusers being sued for $25 million, Craft removed both him and his wife in a private effort to work out child custody. Article resource – Tonya Craft drops ex-husband and his wife from $25 million suit by Money Blog Newz.

Learning about the Tonya Craft litigation

In Might, Tonya Craft was charged of 22 counts of child molestation and acquitted of it. She ended up receiving lawful bills up to $500,000 during the two-year legal battle while also losing her hob and her house. She also ended up losing her kids. They were separated. The litigation is considered a "witch hunt" to all those supporting Tonya Craft. There were bloggers following the Tonya Craft trial that suggests the Tonya Craft conviction was all that the judge and prosecutors wanted. Cato-at-liberty.org reported the judge sitting on the case represented Tonya Craft’s husband in their divorce. The judge's recusal was something defense attorneys filed for although he wouldn't stop. The prosecutor wrote status updates on Facebook that included comments by witnesses.

Tonya Craft lets Henke off the hook

There were years of custody issues being fought over by Tonya Craft and ex-husband Joal Henke. Finally, the two had a personal meeting to settle it. They ended up deciding to share custody of children in the meeting. Craft also came out saying that the $25 million federal civil lawsuit will no longer consist of Henke and his wife. The lawsuit will still be filed against all who charged her of sex abuse. This includes parents of kids, police officers, prosecutors and the school district that employed her.

Tonya Craft forgives and forgets

The children who accused Craft of child molestation included her daughter Aiden. The Tonya Craft litigation did not have confessions from Aiden. She never said she was molested by her mother. Inappropriate touching was nevertheless something prosecutors insisted occurred due to the testimony of her two friends. The testimony was inconsistent though. Craft and her daughter have healed their relationship, she said on the "Today" show Monday. She said it’s "as if nothing ever happened" with the trial. Craft also said that she plans to enroll in law school to help others who have been falsely accused.

Citations

Today Show

today.msnbc.msn.com/id/40528974/ns/today-today_people/

The Chattanoogan

chattanoogan.com/articles/article_189930.asp

Rome News Tribune

romenews-tribune.com/view/full_story/10328610/article-Tonya-Craft-custody-hearing-begins-in-Hamilton-County–Tenn–courtroom?instance=home_news_lead_story



Friday, December 10, 2010

Salisbury, MD, short term installment loans

Salisbury, MD short term financial loans

In Salisbury, it might feel like you don’t have financial help. You do have options, though. Getting a loan in Salisbury, MD, takes just 10 minutes. Generally, a Salisbury payday advance demands no credit check, and deposits into your financial institution account in two hours or less. Resource for this article – Salisbury, Maryland, short term installment loans by Money Blog Newz.

Salisbury is the place to get no credit check loans>

When you need cash right away, a cash now in Salisbury, MD, may be the way to go. Having poor credit or no credit won't make a difference when it comes to getting a payday loan. No credit checks are required for them typically. That means it is much faster to get you approved for a no credit check personal loan. In fact, it will only take about six minutes. These short term loans will help you keep away from missed payments which means your credit will really be protected. Occasionally you have to find a way to make a little bit of money when you will find financial expenses which is what good credit and financial management is all about.

In Salisbury, MD and need a personal loan?>

Only a few minutes and just a little bit of info is needed for a personal loans in Salisbury. You’ve to have legal identification, a phone number, a account with the bank and be at least 18 years old for our no-obligation application. After you finish the application, we get to work. The best Salisbury lender for situation is made available to you. You’ll get a chance to look over the offers for personal loan before you are obligated to anything. You get to check out all the offers in Salisbury. Then, you get to choose if you want to accept it.

Your Salisbury payday loan payback option>

When the time comes to pay back your Salisbury payday loan, it is as simple as getting your loan. Once you’ve accepted a loan offer, the money is deposited directly into your account with your bank. Paying it back is that easy. It is debited form your account then. You don't have to drive all over Salisbury to pay back your payday loan while also saving you time and money. It really is that quick and easy. It is the money that you need without a credit report when you need it. Might as well apply.



Brand new animals with World of Warcraft Cataclysm up-date

WoW Cataclysm launch day soon

”World of Warcraft: Cataclysm” is the most recent release for the MMORPG. December 7 is the first day the release is available. Blizzard entertainment has already opened "World of Warcraft: Cataclysm" for download pre-order. If you buy a physical boxed copy of the up-date, you do get the advantage. You will find animals accessible only with that boxed set.

‘world of Warcraft: Cataclysm’ released

Tuesday will be when the "World of Warcraft" newest expansion pack could be launched. The release of the "World of Warcraft: Cataclysm" expansion can be on December 7. It will be sold at 12:01 a.m. The moment that the "World of Warcraft: Cataclysm" is launched, anyone who has pre-purchased the digital download will have it start. You are able to purchase "World of Warcraft: Cataclysm" with a physical copy if you'd like. Dec. 7 will be when this is available.

What wow: Cataclysm’ has

"World of Warcraft: Cataclysm" is pretty cool. "WoW" is updated a lot with it. Goblin and Worgen are the two brand new races of characters that you can choose. The races aren't brand new as they have been in the game for a while. This is the first time the races could be played though. The story behind “World of Warcraft: Cataclysm” includes a disaster that directly effects the Goblin race. The Worgen are an Alliance race, but with the aggressiveness often found in the Horde. They are just one of the things going on in "World of Warcraft: Cataclysm" though. There is a lot more of new stuff in "World of Warcraft" with the expansions with a level cap at 85 now, new backgrounds and 2 locations being revamped totally.

Brand new pets for the wow: Cataclysm’

It’s possible to pre-order "World of Warcraft: Cataclysm" and start playing immediately. Of course, buying the boxed set can end up giving you advantages too. You are able to get "World of Warcraft: Cataclysm" as the collector's edition. An exclusive pet family is added into it with this edition. You can then "tame" these animals. There are definitely advantages to getting the Shale Spiders in "Cataclysm" although you will find many different looks.

Articles cited

World of Warcraft

worldofWarcraft.com/cataclysm/



Getting online payday loans in Scottsdale, Arizona

Getting advance payday loans in Scottsdale, Arizona, can be fast. It will take just six minutes to apply for a payday advance on the internet. Getting money deposited into your bank account could take just a couple minutes, and be available in a few hrs.

Scottsdale, Arizona, payday loan

The basics of a Scottsdale, Arizona, payday loan are relatively easy. Only a few basic pieces of info are needed to apply for your online loan. The best online payday loan for situation can be matched right to you. It only takes a few hours to get the money deposited directly into your account with the bank. When your next payday or any repayment date that you agree to comes, the money is debited out of your account with the bank. It really is easy. No hassle for you is there. There is no stress whenever you can get cash loans whenever you need the additional money.

Online Scottsdale loans can help you protect your credit

Getting cash payday loans in Scottsdale could be a fast way to protect your credit when you’re in a tough situation. The most basic part of building or keeping good credit is paying your bills on time. When you’re facing a financial shortfall for any reason, that can make paying your bills on time difficult. In Scottsdale, there is help. Arizona payday loans are there for you. No credit checks are required for online loan applications. Combined with the fact they get you money when and where you need it, Scottsdale payday loans can help you rebuild, build or protect your credit rating.

How to pay back your payday loan in Scottsdale, Arizona

It is easy to pay back your online payday loan after it has been deposited into your account with the bank. As you apply for payday loan online, you get to see the terms and conditions. You will get to read through them before signing. All the repayment dates are shown on there. You will know exactly when your payments are due on your payday loan. You don't have to drive around Scottsdale to pay it back. It is easier than that. Instead, the money is debited from your account with your bank. You don't have to worry over it hardly at all. It is something you are able to plan for easily. You don't have to wait anymore. Why are you waiting? Apply for it. Do it now.



Thursday, December 9, 2010

Learn how for making cash fast in cold environments

You do not have to be stuck at home, discouraged and broke. If you need to know how for making money fast throughout winter, opportunities are everywhere. You will find so many things you can do during winter seasons, and here are a few money-making ideas you might want to consider.

Get some money by recycling

If you just realized you spent your last buck on soda, start recycling and turn those cans into cash. Want to recycle and help the environment too? Might also bring your old cell phones, scrap metal, plastic and glass bottles too. Remember, even in this business pulling bargains is possible. Compare prices so you are able to save money when recycling.

Fast way to make money online

Winter is the perfect time for a garage sale. Sell all your stuff online. Thanks to websites like Ebay and Craigslist, you are able to easily make money online – fast. Look through your garage and storage, find and organize the things you plan to sell, and set up a garage sale online for everyone to easily access. You don’t pay to advertise and, because most sales are localized, you typically don’t even have to worry about any shipping cost.

Shovel your way to making money

You have the choice of shoveling or making snow angels after it snows. you won't be making any money by playing in the snow when making money fast. This time of year, the snow opportunities abound. Start working your way to cash. Look via your local newspaper ads for any job hiring. You can even walk around your local neighborhoods to offer your services. Here are some things you might want if you’re trying to make extra money fast, although a shovel might be all you need.

What to get. Get it soon:

Snow shovel. Obviously, you can’t shovel snow without a snow shovel.

Get a snow blower. If you can somehow pull some funds together, it may be worth considering investing in a snow blower, as it could conserve you time without the extra effort.

Get some ice salt. This is the final touch. It makes the work look even better.

Being creative never hurt anyone

You can learn how to make money fast simply by being creative. Even during this time of the year, you will find a ton of money-making opportunities accessible to you.

You can make some money; just recycle

Ever have one of those days where you realize the soda you bought is the last buck you had? Turn that can into cash with recycling then. Go ahead and look for things such as scrap metal, plastic, glass bottles and old cell phones even to recycle and help the environment. It is possible to make bargain deals still too. Compare prices so you can save money when recycling.

How to make money on the web

Winter is the perfect time for a garage sale. Sell all your stuff online. Companies like Ebay and Craigslist have become very helpful. This is especially true when it comes to making money online. Find all the stuff you want to sale in your garage and storage. Get prepared and make an online sale. You don’t pay to advertise and, because most sales are localized, you typically don’t even have to worry about any shipping cost.

Making money with a shovel

The snow usually gives you a choice. You can both play in the snow, or work and shovel it. But if you want to find out how to make money fast, you won’t fly anywhere with those frosty wings. Grab a shovel and start working since there are a ton of job opportunities this time of year. Look through your local newspaper ads for any job hiring. Try doing the business yourself. Offer your services in your local neighborhood to anyone who wants it. All you really need is a shovel. However, if you want to make money even faster, here are some other tools.

What you need:

Snow shovel. Obviously, you can’t shovel snow without a snow shovel.

You'll want to get a snow blower. If you can afford to get a snow blower, it might be a good investment to get a snow blower. It will save you effort in the cold winter months.

Get some ice salt. It makes the perfect finishing touch to your hard work.

You can be creative

You can learn how to make money fast simply by being creative. There are many opportunities available to you for money-making out there. Even during this time of year it happens.



Wednesday, December 8, 2010

Obama claims yes to KORUS, a North American Free Trade Agreement-style offer with Korea

President Obama calls his recent agreement in principle concerning the Korea Free Trade Agreement (KORUS) the continuing of "a strong alliance with South Korea". While the president lauded the agreement on a variety of fronts, FireDogLake.com founder Jane Hamsher writes in a Huffington Post piece that Korea Free Trade Agreement amounts to an exchange of 159,000 American careers lost for eight hundred careers gained.

United Auto Workers commander gives KORUS thumbs up

United Auto Workers President Bob King has endorsed the NAFTA-style Korea Free Trade Agreement, as have Jamie Dimon of JPMorgan Chase, Vikram Pandit of Citigroup, Tom Donahue of the United States Chamber of Commerce and John Engler of the National Association of Manufacturers. However, non-management personnel within the United Auto Workers are much less enthusiastic, as the Korea free trade agreement seems to have many of the very same mechanisms that paved the way for the original North American Free Trade Agreement to send hundreds of thousands of American jobs out of the country. Korea Free Trade Agreement does serve the auto industry management well. Hamsher explains this.

Other labor unions appear to be on the verge of taking a bath due to KORUS, as highlighted by the truth that building trade unions under the AFL-CIO banner were essentially kept away from the bargaining table with Korea, accounts the Huffington Post. Reports indicate that Labor Secretary Hilda Solis allegedly "pressured" various labor presidents into accepting the terms of Korea Free Trade Agreement.

Obtain eight hundred careers with the ‘Fair trade’ of giving 159,000

Supposedly, 800 new careers would be created with the United Auto Workers okay for 55,000 more cars under Korea Free Trade Agreement to be created. This is what the Congressional Research Service report explains. Yet according to the Economic Policy Institute, the floundering United States of America job market as a whole will lose 159,000 careers over the next five years if a NAFTA-style KORUS in place. The president himself said that $11 billion would be brought to the United States of America by easing tariffs from an expanded export sector with the Korea free trade agreement. That would mean 70,000 additional American jobs as the country’s export market effectively doubles over the exact same five-year period, President Obama says. South Korea would have to approve Korea Free Trade Agreement along with the United States Tax News explains that South Korea may not like the idea very much.

Details from

Huffington Post

huffingtonpost.com/jane-hamsher/uaw-gets-800-jobs-for-end_b_792031.html?utm_source=DailyBrief&utm_campaign=120610&utm_medium=email&utm_content=BlogEntry&utm_term=Daily+Brief

Tax News

tax-news.com/news/US_S_Korea_Reach_Agreement_on_FTA______46677.html

President Obama’s KORUS announcement

youtube.com/watch?v=YxG0C589Luk



Low Windows Phone 7 product sales fail to interest blogosphere

Windows Phone 7 sales statistics are a mystery the first week after Microsoft’s smartphone was released. Sales numbers for smartphones are a standard PR opportunity that Microsoft has passed on. Most gadget-makers flood the web with press releases announcing enthusiastic customer demand. The company’s deficiency of PR about Windows Phone 7 revenue leads analysts to believe the product is a dud.

No information on the Windows Phone 7

Windows Phone 7 sales are likely disappointing, despite Microsoft’s $500 million “Phone to conserve us from our phones” ad campaign. When Apple’s iPhonecame out it sold an average of 143,000 a day for the first few weeks. Mediapost says that may be a reason the Windows Phone 7 is doing the way it is assumed to be doing, because it had been launched on multiple handsets. An industry analyst told Mediapost that in some stores Windows Phone 7 devices had sold out, but it likely was due to limited supply instead of robust demand.

Press looking the other way due to Kinect

Windows Phone 7 sales reports were conspicuously missing from Microsoft’s annual shareholders meeting kept in Bellevue, Wash., on Tuesday. Microsoft CEO Steve Ballmer talked up the company’s Kinect gaming console instead. Within the first 10 of the Kinect's launch, it sold over one million. Samsung, LG, and HTC were the platforms the Windows Phone 7 were released on, November 7, through both AT&T and T-Mobile. Ballmer did say at the conference the Windows Phone 7, "marks the beginning, we think, of a new era in intelligent phones. The reaction has been really fantastic."

The battle for Microsoft Smartphones

Windows Phone 7 sales aren’t expected to be impressive, according to the blogosphere. The LA Times said a problem arose with the Samsung Focus in which the phone is "frying" the Windows Phone 7 cards. The phone is insecure and the Office apps run badly as outlined by PC World. TechieInsider said that for Microsoft to be successful in the smartphone market, it can’t release products full of bugs and fix them along the way like it has always done with its desktop software.

Details from

Information Week

informationweek.com/news/hardware/handheld/showArticle.jhtml?articleID=228300084&subSection=All+Stories

MediaPost

mediapost.com/publications/?fa=Articles.showArticle&art_aid=139701

Techie Insider

techieinsider.com/news/3745

Techie Insider

techieinsider.com/news/3745



Ireland draws up spending budget cuts in excess of $20 billion

It seems that the entire world is tightening its budgetary belt, but some nations are in worse shape than others. Consider Ireland, where Prime Minister Brian Cowen and Finance Minister Brain Lenihan are trying to pick up the pieces after their nation’s banks literally guaranteed each single deposit no matter the size and loaned with reckless abandon. They had to layout austerity measures aimed at keeping their entire country from careening into bankruptcy. To further solve the Ireland debt crisis, Cowen and Lenihan came up with an array of Ireland budget modifications amounting to a massive $20 billion cut within the next 4 years, reports the BBC.

Ireland budget cuts, massive bailout deemed necessary

The $20 billion budget cut in Ireland will consist of reducing the minimum wage within the country, increasing and adding taxes, government spending cuts, and thousands of jobs being cut across the country. $113 billion is expected to come in addition to the Cowen and Lenihan budget cut from the European Union and the International Monetary Fund.

Public sector hit hard with an expected 25,000 job cut

Cowen and Lenihan's plan to get Ireland out of debt consist not only of cutting 24,750 public sector jobs, but also of the $3.7 billion welfare cut and increases taxes to make an additional $2.5 billion. The current minimum wage of $10.25 per hour could possibly be reduced by $1.34. A boost from 21 to 22 % in 2012 and then to 24 percent in 2014 might be added to the value added or consumption tax. A site value tax, better known as a property tax would increase homeowners payments by $267 a year by 2014.

Ireland's austerity plan will not contain a boost in the 12.5 percent corporation tax so that it doesn't drive away any business.

Difficulties and solutions

To "make sure (the people) have hope for the future," is what Taoiseach Cowen says about Irelands financial plans, despite the fact that you will find already many people ready to fight these new budget cuts. Calls for a general election to shake up the federal government have resounded, but Cowen has refused to remark on this before parliament votes on his austerity plan Dec. 7.

“Then the people can decide who they want to govern the country,” said Cowen.

Citations

BBC

bbc.co.uk/news/business-11829811

Back when 6 billion euros sounded good

youtube.com/watch?v=T_HVUBfW-Y



Tuesday, December 7, 2010

Amazon will not have WikiLeaks on its servers any longer

Amazon has kicked WikiLeaks off its servers. Amazon offers web hosting on Amazon Web Services, which WikiLeaks moved to after denial of service assaults forced the site to move itself elsewhere. WikiLeaks has established an epic controversy, and Amazon does not want to be tainted by it.

WikiLeaks off Amazon servers in protest

WikiLeaks, after its “Cablegate” series, was subject to an increasing number of distributed denial of service, or DDOS, attacks on the site. As a result, the site moved to Amazon Web Services. The Guardian reports that Senator Joe Lieberman asked businesses in The United States to start boycotting WikiLeaks which in turn had the Amazon Web Service kick the site off. The Twitter page that WikiLeaks has made it very clear that they felt Amazon needed to "get out of the business of selling books" if it isn't going to follow the first amendments while also saying "fine our $ are now spent to employ people in Europe" rather than people in the U.S.

Europe wants Julian Assange

The head of WikiLeaks, Julian Assange, has a warrant for his arrest from the Swedish government. The Christian Science Monitor reports that as a result of sexual assault charges, Assange has been a fugitive in Sweden from time to time. Interpol, the international police organization, has also issued a “red notice” for Assange, which calls for people to be arrested by any nation they are found in. It is not a binding warrant, only a suggestion. Both the United States and Assange's home country, Australia, have criminal charges being charged to him. Assange’s mother lately said in an interview that her son is principled and doing what he believes is right and “fighting baddies, if you like.”.

Outrage mounting

All of the releases by WikiLeaks have made some in the international community respond very strongly. The diplomatic cables are one of these releases of course. Julian Assange and his fate are unknown at the moment. It does seem that WikiLeaks might have a hard time operating in the future though.

Articles cited

The Guardian

guardian.co.uk/media/2010/dec/01/wikileaks-website-cables-servers-amazon?CMP=twt_gu

Twitter

twitter.com/wikileaks

CS Monitor

csmonitor.com/World/Global-Issues/2010/1201/WikiLeaks-Julian-Assange-is-merely-fighting-baddies-says-his-mom



Child nutrition bill approved by Congress despite GOP maneuvering

A child nutrition bill was approved by the House and sent to President Obama’s desk Thursday. Coming in at $4.5 billion, the child nutrition bill aims to provide lunches and dinners for a growing number of poor kids, set nutrition specifications for cafeteria menus and purge school vending machines of junk food. A move by Democrats to funnel cash from food stamp programs into the child nutrition bill might have helped to overcome the usual Republican opposition to new legislation. Post resource – Child nutrition bill passed by Congress despite GOP maneuvering by Money Blog Newz.

What are elements of the child nutrition bill?

The house passed the child nutrition bill with a 264-157 vote. This past summer there was a unanimous approval from the Senate. $4.5 billion will be added to the us government spending on child nutrition over the next decade. Federal reimbursements to families for school lunches will boost more than the inflation rate for the very first time since 1973. Not only will the secretary of agriculture have the power to set the standards in school lunches, it may also have the power to control what is sold in vending machines. These new implementations are going to bring more grains, less fat, and more fruits and veggies to school children's food.

Child nutrition bill supported by who?

The food nutrition bill had been written with guidance from studies conducted by the National Academy of Sciences and input from children’s advocates as well as the food industry. This bill is supported by many groups of people from health care, to food industries, to religious groups, and more. The nation's health has been shown in many studies to be substantially impacted by school lunch programs. Reducing health care costs, enhancing learning, reducing childhood hunger and obesity, are just a couple of the benefits of having a good lunch program in place.

The politics behind child nutrients

Republicans tried their hardest to get this bill sent back to the Senate, instead of the president. Republicans take over the house in January, and if they could have just gotten it delayed that long they would have killed the whole bill then. Telling people how and what to eat, also as a rise in government spending, were the two arguments the Republicans tried to use to stop the bill. The $4.5 billion this program will cost is going to come in part from a cut in food stamps by $2.2 billion. 15 republicans did agree on the bill anyway.

Information from

New York Times

nytimes.com/2010/12/03/us/politics/03child.html?_r=1

Washington Post

washingtonpost.com/wp-dyn/content/article/2010/12/02/AR2010120202737.html?hpid=topnews

NPR

npr.org/templates/story/story.php?storyId=131206956

In the child nutrition bill

The child nutrition bill was passed by the House on a 264-157 vote. This past summer there was a unanimous approval from the Senate. $4.5 billion will be added to the government spending on child nutrition over the next decade. Federal reimbursements to families for school lunches will increase more than the inflation rate for the first time since 1973. Language in the child nutrition bill gives the secretary of agriculture authority to set standards for meals consumed by school children, including food sold in vending machines. Children will start seeing more fruits and vegetables, more grains, and less fat under the new guidelines.

Child nutrition bill supported by who?

The food nutrition bill was written with guidance from studies conducted by the National Academy of Sciences and input from children’s advocates as well as the food industry. Labor unions, health care industries, educational groups, religious groups, beverage groups, and many more all support this bill being implemented. The nation's health has been shown in many studies to be substantially impacted by school lunch programs. The bill’s supporters said it could enhance learning, reduce health care costs and help reduce both childhood hunger and obesity.

GOP turning this into a political debate

Republicans tried to derail the child nutrition bill with a procedural maneuver that would have sent it back to the Senate instead of to the president for a signature. Republicans take over the house in January, and if they could have just gotten it delayed that long they would have killed the whole bill then. The Republican party line was that the bill increased federal spending and the government had no business telling families what they should eat. The $4.5 billion this program will cost is going to come in part from a cut in food stamps by $2.2 billion. There were about 15 republicans that were still in support of this bill regardless.

Information from

New York Times

nytimes.com/2010/12/03/us/politics/03child.html?_r=1

Washington Post

washingtonpost.com/wp-dyn/content/article/2010/12/02/AR2010120202737.html?hpid=topnews

NPR

npr.org/templates/story/story.php?storyId=131206956